Bulgaria Residence by Investment: Benefits of Open-Ended Funds

Private Clients Insights, Citizenship by Investment

Bulgaria Residence by Investment (RBI) program provides a combination of flexibility, EU membership, and financial incentives. It is considered by investors as a competitive option among the various RBI programs available in Europe.

Why Choose Bulgaria?

As a fully integrated member of the European Union since 2007 and now part of the Schengen Area, Bulgaria guarantees seamless mobility across Europe. Investors receive a Schengen-compliant permanent residence (PR) card, typically issued within just 4–6 months, ensuring swift access to Schengen-zone countries.

Crucially, Bulgaria imposes no nationality restrictions, opening doors for global investors from all corners of the world. Unlike other European programmes, Bulgaria requires no language tests, no educational background, and no mandatory physical relocation, offering a genuinely flexible path to residence.

Financially Strategic and Secure

Bulgaria boasts a highly attractive fiscal environment with a flat 10% corporate and personal income tax rate—the lowest in the EU. Additionally, Bulgaria is set to adopt the Euro by January 2026, enhancing financial stability and investment security.

The RBI programme itself involves investment in professionally managed and fully regulated mutual funds, ETFs, or alternative investment funds (AIFs). Investments are government-certified and supervised by Bulgaria’s Financial Supervision Commission, providing complete transparency and security for investors.

Open-Ended and Flexible Investment

One advantage of Bulgaria’s Fund is the fact that a lot of them are open-ending, meaning applicants have a highly liquid investment available to them at any point.

Recent amendments to Bulgaria’s Aliens Act further enhance this flexibility, enabling investors to exit completely after just five years while retaining their permanent residence status indefinitely.

Who Should Consider Bulgaria?

Bulgaria’s RBI programme appeals particularly to:

• High-net-worth individuals seeking EU residency.
• Entrepreneurs and digital nomads requiring easy European market access.
• Retirees desiring security, affordability, and a comfortable EU lifestyle.
• Families prioritizing quality education, healthcare, and lifestyle benefits.

With no operational involvement required and investments managed entirely by experienced professionals, Bulgaria represents one of Europe’s simplest, safest, and most appealing residence by investment opportunities.

For more information, contact our experienced team at cbi@newbalkanslawoffice.com, dedicated to guiding international investors smoothly through every step of the RBI process.